Home plan insurance, also known as home warranty, offers a safeguard against unexpected repairs or replacements of major home systems and appliances. Unlike homeowner’s insurance, which covers damage from events like fire or natural disasters, home warranties cover breakdowns due to normal wear and tear. Finding the right provider can save you a significant amount of money and hassle in the long run. When researching, consider factors like coverage specifics, service fees, response times, and customer reviews. While a home warranty isn’t mandatory, it can provide peace of mind, particularly for older homes or those with aging appliances. It’s essential to carefully read the contract and understand what is covered and what is not before making a decision.
Here are some popular home plan insurance providers to consider:
- American Home Shield (AHS): Known for its variety of plans and years of experience in the industry.
- Choice Home Warranty: Offers affordable plans and a wide range of coverage options.
- Select Home Warranty: Provides customizable plans and a satisfaction guarantee.
- Liberty Home Guard: Offers unique add-on options like roof leak coverage and pool/spa coverage.
- First American Home Warranty: A reputable company with a solid track record and various plan options.
Remember to compare quotes and thoroughly research each provider before making a decision that best suits your individual needs and budget.
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New Home Construction Free Stock Photo – Public Domain Pictures
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